One plan. Everything you need to know exactly where your money is and what to do next.
YNAB and Monarch are good products. They're built for people who want to manage their money actively. Tillr is for everyone else.
| Tillr $14.99/mo |
YNAB $14.99/mo |
Monarch $14.99/mo |
|
|---|---|---|---|
| Daily automated briefing | ✓ Every morning | ✗ Not available | ✗ Not available |
| Zero daily work required | ✓ Fully autonomous | ✗ Needs daily entry | ~ Some manual work |
| AI transaction categorization | ✓ Automatic | ~ Rules-based | ~ Rules-based |
| Cash flow forecast | ✓ AI-generated | ✓ Manual budgets | ✓ Basic |
| Net worth tracking | ✓ Included | ✗ Not a focus | ✓ Included |
| Spending alerts | ✓ Proactive | ~ Budget warnings | ~ Limited |
| Learning curve | ✓ None — it just works | ✗ Steep (YNAB method) | ~ Moderate |
| Free trial | ✓ Yes | ✓ 34 days | ✓ 7 days |
Yes. No contracts, no commitments. Cancel from your account settings or by emailing us and your subscription ends at the end of the billing period. You keep access until then.
Tillr connects to your bank and credit card accounts to read your transaction history and balances. We use read-only access — we can never move money or make changes. Your data is encrypted in transit and at rest.
YNAB and Monarch are tools you use actively — you categorize transactions, set budgets, and check dashboards. Tillr is autonomous: it watches your accounts, runs the analysis, and delivers a briefing to your inbox every morning. No dashboards to check, no rules to maintain, no daily work.
After your trial, you're billed $14.99/month. We'll send a reminder before the first charge. If you cancel before the trial ends, you won't be charged anything.
Join people who stopped logging into budgeting apps and started getting briefed instead.
Start your free trial →$14.99/mo after trial · Cancel anytime · 7-day free trial